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SIP Calculator
Model Systematic Investment Plan wealth growth, compounding returns, and invested capital.
Parameter ControlsInstant Compute
50010,0001,000,000
% p.a.
1 % p.a.12 % p.a.30 % p.a.
Years
1 Years10 Years40 Years
Total Expected CorpusIn-Browser
₹23,23,391
Total Invested Capital₹12,00,000
Estimated Compounding Returns₹11,23,391
Investment Horizon10 Years (120 Months)
Recommended Next StepsInternal Tools · Instant Run
How this calculation works
SIP compounding is calculated using the annuity-due future value formula: M = P × [((1+i)ⁿ - 1) / i] × (1+i), where P is monthly deposit, i is periodic monthly rate, and n is total monthly contributions. Deposits compound at the beginning of each monthly payment cycle.
Authoritative references & standards:
10-Year ₹10,000/mo SIP
Crawlable ExampleMonthly Deposit:₹10,000
Annual Return:12%
Horizon:10 Years
Output:₹23,23,391
Total capital invested is ₹12,00,000, generating ₹11,23,391 in compounded capital gains.
Frequently Asked Questions
Are SIP returns guaranteed?▼
No. Mutual fund and equity SIP returns fluctuate based on market movements. Historical long-term returns are used for modeling estimates.